Accessibility/Mobile Features
Skip Navigation
Skip to Content
Editorial News
Business
Classified Sites

The Canadian Press - ONLINE EDITION

5 things to know about the health law's effect on job-based benefits

Five things to know about how the health care overhaul affects people who get their insurance coverage through work.

___

1. HOURS MATTER

The law requires companies with 50 or more workers to offer their full-time staff — defined as 30 hours a week or more — health insurance. That could cause some employers to cut hours for some workers.

___

2. COSTS RISING

A tax on high-cost health plans begins in 2018, but many companies already are starting to trim benefits to ahead of the tax. That means higher out-of-pocket costs for workers. Combined with other taxes, fees and requirements, the health law could raise the total cost of an employer-sponsored plan from 1 to 5 per cent.

___

3. PREVENTIVE CARE MADE EASIER

Most health plans are required to cover several forms of preventive care without charging patients an upfront cost like a co-payment. That includes cholesterol tests, colonoscopies, vaccines and birth control.

___

4. WHO'S COVERED?

The law may prompt some companies to drop coverage for their part-time workers and send them to public health insurance exchanges. Some businesses also may start excluding spouses from their coverage.

___

5. WELLNESS PROGRAMS UPGRADED

The health law allows bigger incentives for employees who participate in wellness programs. That could mean a discount on your monthly premium if you meet certain health goals. On the other hand, it could mean paying more each month for failing to meet health targets.

___

AP Medical Writer Carla K. Johnson reported from Chicago. AP Business Writer Tom Murphy reported from Indianapolis.

  • Rate this Rate This Star Icon
  • This article has not yet been rated.
  • We want you to tell us what you think of our articles. If the story moves you, compels you to act or tells you something you didn’t know, mark it high. If you thought it was well written, do the same. If it doesn’t meet your standards, mark it accordingly.

    You can also register and/or login to the site and join the conversation by leaving a comment.

    Rate it yourself by rolling over the stars and clicking when you reach your desired rating. We want you to tell us what you think of our articles. If the story moves you, compels you to act or tells you something you didn’t know, mark it high.

Sort by: Newest to Oldest | Oldest to Newest | Most Popular 0 Commentscomment icon

You can comment on most stories on brandonsun.com. You can also agree or disagree with other comments. All you need to do is register and/or login and you can join the conversation and give your feedback.

There are no comments at the moment. Be the first to post a comment below.

Post Your Commentcomment icon

Comment
  • You have characters left

The Brandon Sun does not necessarily endorse any of the views posted. Comments are moderated before publication. By submitting your comment, you agree to our Terms and Conditions. New to commenting? Check out our Frequently Asked Questions.

letters

Make text: Larger | Smaller

Brandon Sun Business Directory
Submit a Random Act of Kindness
Why Not Minot?
Welcome to Winnipeg

Social Media

Canadian Mortgage Rates