Low-income families looking to purchase their first home are encouraged to apply for the Solutions to End Poverty Permanently program.
The fourth STEPP home, located at 503 Rosser Ave. East, is complete and ready for a family.
Glen Kruck, regional director with the Canadian Mental Health Association, announced the sale price of the three-bedroom bungalow is $150,000, and applications are now being accepted through Brandon Neighbourhood Renewal Corporation.
The home’s appraised value is $235,000, so the future homeowners save $85,000.
"There’s no down payment required, so people would go to BNRC … pick up an application and Blaine Foley would guide them through the process," Kruck said.
To be eligible, total household income of the applicant must be in the range of $26,000 to $64,000.
"Naturally, we always look at placing a family who has the lower of the incomes, which has the greater needs," Kruck said.
Applicants must: be Canadian citizens or permanent residents, have lived in Brandon for 12 months prior to application, be a first-time homebuyer, have at least one child, and provide a mortgage pre-approval letter from a lending institution stating their maximum eligibility.
The STEPP homes are a partnership with the City of Brandon, the province, Canadian Mental Health Association Westman Region, Brandon Neighbourhood Renewal Corporation and the Brandon Energy Efficiency Program (BEEP).
The first STEPP home was sold in December 2012, the second family moved in June 2013 and the third family just moved into their home earlier this month.
The BEEP program provides construction training to unskilled labourers seeking employment in the labour force.
"The beautiful part about that is before, the BEEP crew was just doing insulations in basements and things like that," Kruck said. "With the partnership, they can move into an apprenticeship and go on to be a journeyman carpenter — men and women."
Kitchen cabinets were constructed through a Brandon Correctional Centre training program.
The fourth home has two full bathrooms, new appliances and an outdoor shed.
Applications are available at the Brandon Neighbourhood Renewal Corporation office at city hall at 410-9th St., or call 204-729-2493. The closing date is June 16.
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